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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, but If you're not careful, it can quickly become deadly. Boats must adhere to strict safety rules to avoid injuries.

If you've been injured in a boating accident you could be entitled to compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing to do following a boating accident is to gather evidence and contact a lawyer. Also, seek medical assistance immediately for any injuries. Medical records and other proof are needed to support an action for damages such as future and present medical costs and loss of income or earning potential, property damage, and other non-economic damages such as suffering and pain.

Photos and video footage can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony can be a valuable piece of evidence as it provides details about the incident that could otherwise go unnoticed. You can also use police reports and incident reports to establish a time line.

A lawyer with expertise is able to review the evidence and determine who is accountable for the victim's injuries or losses. A lawsuit for negligence arising from a boating accident typically involves multiple parties including the boat's operator and the owner or manufacture of the watercraft.

A reputable lawyer is able to handle all communication with insurance providers who will be involved in a victim's claim for compensation. A lawyer can help victims avoid saying anything that can be used against them in a court of law, and can help victims obtain fair settlement offers for damages.

2. Report a crime

The first thing to do after a boating incident is to ensure that everyone is secure. Then, you should contact local law enforcement agencies and complete a report on the incident. Depending on the state laws and regulations you may only have 48 hours to make an official report in the event of death or serious injury needing medical attention above first aid. You could also get 10 days to file if incapable of finding the boat accident lawyer or if the accident causes more than $2,000 in damage.

If you are able, stay at the accident site to assist other boats or persons without putting your safety or the safety of the victims in jeopardy. This will let the law enforcement officer to note important details, such as what caused the accident and who was in the boat at the time of crash and the cause of the crash.

Even experienced and well-trained boaters may be involved in accidents on the water because of someone else's negligence. A skilled attorney can identify the person who was negligent in causing your injuries, and assist you seek compensation. Property damage, medical expenses and financial losses are all recoverable damages. Additionally, bringing an action against the responsible party could result in financial compensation for your pain and suffering, as well as loss of quality of life, and other emotional distresses associated with the crash.

3. Examine the damage

After medical professionals have examined the injuries of everyone and are in a safe place it is crucial to take a good look at the damage to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to assess any damage caused by the accident. The surveyor will then compare what you originally reported to the damage, and then start figuring out the value of the damages.

Most boat accidents result from a combination of causes which means it's not always possible to control all of them. If there was a defect in the boat, you could be in a position to file a claim for product liability against the manufacturer who manufactured the boat accident lawyer.

In these cases it is imperative to find a lawyer who has experience handling boating cases as they can create an airtight case to prove that the manufacturer is responsible for the accident.

It is also important to note that various types of boats are governed differently by an insurance policy. For instance homeowners insurance will usually only cover smaller boats that have an engine which is less than 50 HP. This means that jet skis, airboats as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

As soon as you are secured and have seen an medical professional for injuries, make sure to notify your insurance company. You'll likely need to do so even if no police report is filed. Be cautious when you provide information to insurance companies, since they often attempt to assign blame for an accident. This could reduce the amount of compensation given. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and reduce the amount of fault given to you.

If you're able, it is a good idea to gather information on the other boat owners or operators involved in the accident. Included in this information are the names, addresses and telephone number and any insurance information. It is also helpful to have a copy the boating accident report that has been filed.

Boat accidents can be frightening and may cause serious injuries. They can be a source of significant medical costs, lost wages and damages. The responsible parties must be held accountable for any harm that they cause. The at-fault parties and insurance companies will not provide you with the compensation you deserve, so it is important to consult an experienced New York injury attorney as early as you can. This will help level the playing field and allow you to focus on healing.