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Motor Vehicle Compensation

Motor vehicles include cars, trucks, buses, motorcycles, and even airplanes. Motor Vehicle Accident Lawsuits vehicles include automobiles, trucks, buses, motorcycles, and even airplanes.

Two studies showed that interacting and the process of claiming compensation for the crash of a motor vehicle accident law firms vehicle dealing with insurance companies was linked to an increase in anxiety. More research is needed to determine why this occurs.

Damages

The value of your motor vehicle accident claim is contingent on the specific expenses and losses you've suffered. A personal injury attorney can help you determine what is fair compensation for your unique circumstances. Damages are usually classified as "special" or "general." Special damages are those that can be calculated, like medical bills or car repairs. General damages aren't as easy to calculate, and they include non-economic factors like pain and suffering.

If your injuries are severe enough to qualify under New York law as a serious injury, you may be entitled to compensation that is above and beyond what an insurance company will offer you. If you suffer from a permanent impairment that has a significant impact on your life, you may be entitled compensation for loss of consortium or other damages not economically based.

You could be able to recover the cost of public transportation, taxis or ridesharing if you were unable or unwilling to drive following your accident. You can also recuperate the cost of maintaining your home and yard while being unable to complete these tasks due to the injuries you sustained. You could be able to claim the loss as a resale for your vehicle that has been damaged.

In some cases the defendant could be ordered to pay punitive damages in the event that it is established that they intentionally caused the accident. These damages are designed to punish the guilty party for recklessness or negligence.

Medical bills

Medical expenses can be costly for those who suffer from motor vehicle accidents. Certain insurance policies for car insurance offer medical payment coverage (also called medical pay) that can help cover these costs. In many instances this coverage is provided regardless of who was at fault for the accident.

It is crucial to remember that medical insurance does not replace health insurance. A victim must always submit an initial claim to his or her own insurance company prior to filing an action against the driver responsible. You can also get reimbursement for the cost of transportation to and from medical appointments. However, a victim must be vigilant about keeping track of and saving receipts for mileage expenses in order to ensure they receive an equitable amount of compensation.

Finally, No-Fault coverage can compensate a victim for lost wages when they are unable work as a result of their injuries. The maximum amount that can be paid is $2,000 per month for a maximum period of three years. The No-Fault insurance company may be legally required to offset the amount of any Disability, Workers' Compensation, or Social Security benefits that are received by the victim.

Despite the financial aid that may be available, it may take months, and sometimes years for a favorable settlement to be reached. In the meantime, medical debt collection agencies could be calling for payment, and unpaid debts can be a major threat to a victim's credit rating. To avoid this, a victim should establish an attorney-client relationship with a law firm offering representation in auto accident cases.

Lost wages

There is a chance that you will be in financial difficulty after a car accident. While you're out of work, medical bills as well as credit card debt and loan payments can accumulate. In addition, losing income can create stress for your family. An experienced attorney in car accidents can assist you in recovering lost earnings as part of your compensation award.

To prove your loss of wages, you'll need documentation that verifies your salary or hourly wage and the number of days you missed due to injuries. This can include a letter from your employer, pay stubs, bank statements, tax returns and much more. If you are self-employed or work on commission, proving your income can be more difficult. However, a knowledgeable car accident lawyer can help you gather the evidence to support your claim.

You are only able to recover your lost wages as part of a car accident claim. You can't recover your lost wages from worker's comp or disability insurance as it would be double recovery.

The no-fault insurer will send you to a physician they contract to assess you and determine whether, in their opinion, your injuries hinder you from working. This is called an independent medical examination (IME), and it is important to remember that the physician who performs your IME is biased towards the insurance company.

Pain and suffering

Unlike medical bills and lost wages, it's tough to determine the value of the suffering and pain caused by a motor vehicle accident lawyer accident. It is often more debilitating than physical injuries, as the impact of a crash could cause emotional issues such as PTSD. For instance people suffering from PTSD may suffer from anxiety and insomnia that can hinder them from getting restful sleep or incapable of driving due to the fear of a second accident or being injured again.

An attorney can determine the total amount of non-economic damages, and work with a jury to determine how much to award for suffering and pain. The severity of your injuries and their impact on your daily life could affect the amount which is why it's worthwhile to keep a diary to record how the injury affects you or having family members or friends give written explanations of your condition.

Some states cap the amount of compensation that can be claimed for suffering and pain. New York does not have a cap, however, victims are only able to start a lawsuit and demand damages for serious injuries. A Manhattan lawyer who handles car accidents can help you determine the actual cost of your injuries, and establish that you are entitled to fair compensation.