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New York auto accident law firms Accident Law

A lawyer for car accidents is your advocate, making sure your side of the story is presented. He or she will discuss your case with the insurance company and then present your case before a judge and jury, if needed.

Some states have an tort liability system while others have no-fault or auto insurance laws. There are time limitations that are strictly enforced known as statutes which must be followed.

Fault

Determining fault is a crucial part of the legal and insurance claims process. In certain situations, like rear-end collisions or similar circumstances, it may seem simple, but in others, it is not. The state laws and facts of each instance are used to determine the fault. Certain states have pure comparative fault, in which your proportion of the cause determines the amount of damages you can recover.

Even if you're found to be more than 51% responsible however, you might still have the chance to recover certain damages through supplemental coverage like MedPay or PIP policies. Certain states also have modified comparative negligence. These laws permit injured drivers to make use of their own insurance to cover their expenses even if they're partly responsible for the accident.

In the aftermath of an accident, it's common to be shaken up and to feel the need to blame someone else. But, this can backfire and lead to costly errors in the future. A good lawyer can assist you in avoiding these traps and provide the answers you need quickly and with precision.

Damages

Damages are the amount paid to pay a victim for financial losses they have suffered due to another party's negligent actions. The type of compensation offered can be used to pay for a variety of expenses, such as medical expenses as well as lost wages or income, and vehicular property damage. A car accident lawyer will scrutinize receipts, invoices and other financial documents in order to calculate how much damages you're due.

Non-economic damages are more difficult to quantify and often include intangible damage such as pain and suffering. Insurance companies are known to devalue this type of compensation. It is imperative to consult a skilled lawyer in torts to ensure that your damages have been fairly assessed.

In New York, if you suffered serious injuries or if your losses surpassed the limits of your insurance policy, you may be able to get out of the no-fault system and sue for all of your economic and non-economic damages, including suffering and pain. New York is a state that uses comparative negligence, so your claim will be reduced based on the percentage of blame you're assigned. A skilled attorney will do everything to maximize the amount you can claim.

Statute of Limitations

In the event of a car crash, the statute of limitations is the time frame you have to sue to recover damages. Typically, this is three years but can differ based on the type of lawsuit and the state's laws.

Statutes of limitations are essential as they ensure that any claim made in court is properly investigated before the deadline is up. After this time it could be impossible to locate witnesses. Physical artifacts such as tires and debris may disappear or erode, and public records might be lost.

As the years pass, witnesses tend to forget important information. For example, it would be unreasonable to expect witnesses to remember detailed information about a car accident that occurred 15 years ago. A statute of limitations also prohibits plaintiffs from bringing legal action too soon after an incident as it would unfairly prejudice the jury against them. It is essential to contact an New York auto accident lawyer as early as you can to start the process.

Insurance

All drivers in New York are required by law to carry insurance for their cars. This type of insurance is designed to pay the policy holder and their passengers for financial losses in an accident, regardless of who was the cause of the accident. This type of insurance is also called Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, spacebohemian.com most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance provides an amount of compensation for victims injured by an uninsured, underinsured, or uninsured motorist or in a hit-and-run accident. UM/UIM is typically provided in the amount of $25,000 for a person and $50,000 per accident.

Bodily Injury Liability covers the policyholder if they're sued by a third party for damages, such as medical bills or property damage. Third parties can also file a claim for pain and suffering if the injury was severe enough to warrant. However, the majority of third party claims are resolved through insurance companies. Bringing a skilled lawyer on board can help to ensure that you are able to recover the full amount of damages available to you.

Contact an attorney

Car accidents can be stressful and expensive in all aspects, from vehicle damage to medical bills to lost wages. An attorney can help determine who is responsible for the accident was, and obtain compensation from the person responsible.

A lawyer will also ensure that your claim is inclusive of all of your losses and expenses. They will take into account your future and present expenses, as in addition to physical and emotional distress. They will also take into account the effects of your injuries on your life quality.

In New York, if the negligent driver was not covered by insurance or only carried the minimum amount required by law, you may be able to recover under your policy's uninsured motorist coverage (UM). An attorney can provide you with this possibility.

It is crucial to work with an experienced lawyer for car accidents. Their education and experience puts them in the best position to obtain you the compensation you deserve. Your lawyer will let the defendant's insurance company know that you're willing to take on the case. This often leads to an increase in the settlement offer.